Susan L. Farrell, Author

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Self-Empowerment

What is Your ROTI?

Return on investment (ROI) is used in business frequently to evaluate the profitability of a decision. Will the return be worth the investment? This is something that can be used in

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Self-Empowerment

Pay Now or Pay Later

Everything in life has a price. It may be a price in money, time, or other intangibles. Once we spend money on one item, we do not have that money to spend

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Covid-19

2020 Insights

Last year was tough, in more ways than one. I don’t think anyone is going to forget 2020 for some time. It was also a year of great insights, however,

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Self-Empowerment

We Always Have Choices

In any situation, we have choices–emphasis on the plural. It bothers me when someone says that she did something because she did not have a choice. Wrong!  At a minimum, there

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Self-Empowerment

Stop Digging

One of my father’s favorite sayings was, “If you find that you have dug yourself into a hole, the very first thing you have to do is stop digging.” (I am

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Self-Empowerment

Great Success Requires Great Risk

Risk comes in many forms. Sometimes it is financial risk such as leaving a good paying job to become self-employed. Sometimes it is a time risk such as investing the time in

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Self-Empowerment

Pain and Gain

2020 was a tough year, wasn’t it? We had a pandemic; unlike anything the world has seen for a century. It changed every aspect of our lives. It brought to

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Self-Empowerment

Resolutions or Goals?

I’m not a resolutions person. It seems that too often I make a resolution at the beginning of the year to do something big, set it aside, and never look

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